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Most people think the first job is saving a bigger down payment. It usually works the other way around. Tell me where you are, and I will show you what you qualify for today, or exactly what it takes to get there.
Send a message
Buying, refinancing, investing, or just figuring out where you stand. A few details are enough for me to come back with real options, not a sales pitch.
Already know what you want?
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After you reach out
No pressure and no runaround. This is how it goes from your first message.
A quick call to understand what you want and where you stand today. Reaching out never affects your credit.
Once your documents are in front of me, I show you what you qualify for, or exactly what it takes to get there. Often that starts with which debt to pay first.
Armando helps you gather every document in one shot and Noemi checks it against the checklist. Once you are in escrow, she sends updates every Monday, Wednesday and Friday.
Before you reach out
I reply during business hours, Monday to Friday, 9am to 6pm. If you reach out in the evening or on a weekend, I will get back to you once the office is open.
No. Sending a message or talking through your options does not touch your credit. Your credit is only checked later, with your permission, when you apply for a pre-approval.
No. Getting pre-approved does not mean you have to buy. It shows what you qualify for today and, if you are not at your goal yet, what it takes to get there. It is a starting point.
Sí. I work with clients in English and in Spanish. Choose Español on the form and I will reach out in Spanish.
I am licensed to originate residential mortgage loans in California only. If the home is in California, I can help.